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Karmic Ally Coaching’s Cool Solutions for pressing Money Issues


Finance goal quote Suze Orman


This month we celebrated Financial Literacy Month at The Karmic Ally Coaching Experience Blog and the topic for the April teleclass too was focused on 3 actions that we need to take before we start thinking of managing our money.  As a Finance professional, my intention was to give the reader and the listener enough tips, tools and strategies to help them find a solution to their pressing money issues as well as help going forward.

This is my 3rd post in the Financial Literacy Trilogy (I just HAD to use this word, you know what I mean) where I’m sharing one of the tips from my teleclass because I believe it is important to anyone who wants to make decisions about their spending that are aligned with their goals and needs.


A new conscious approach to spending

This mindset tool will hold you at your authentic self and keep those money eating impulse spending gremlins at bay and it is easy to implement. Always remember, if you are finding it difficult to implement this exercise, defer spending for a day or two and then try again

Step 1: Choose the top 2 financial goals for the year, whether they are in your personal or professional life. Don’t spend too much time on this; let your intuition guide you. Choose 2 that immediately come to mind and write them down

Consider any money that you spend to be an investment.

An investment has these 3 core qualities

  1. You expect a Return on Investment (ROI)
  2. It is clear HOW this ROI will happen
  3. You have a date by which you want to start seeing this ROI happen

Step 2: When you are tempted to spend money, ask yourself these 2 Money Coaching Questions:

  1. Is this an investment or fulfilling an important need or am I just spending money?
  2. Is this investment in alignment with my financial goals and values?

Yes to investment and Yes to goals and values means you are making an investment decision from a conscious frame of mind

Try this exercise for size. You will notice the shift in your money spending and more money savings for the things that you really need and even want!


Round up: money and finance actions!

I wanted to say ‘round up the posse’ but then, decided otherwise in case Google sent horse owners to me looking for tips on horses. Jokes apart, this post is a roundup of all the posts that I have written on Money and Finance and worthy of bookmarking in case you need to refer to it again.  You can click on the image or on the title of the post and a new window will open to the content.

A new conscious approach to spending (that’s this post)

Jar full of money


Want to know how to create pots of money? (that’s where I shared how to start allocating money using a jars approach)


Happy man under pile of money


Money matters: Are you really on top of your finance game? (dare to try the self-assessment and learn if your money management practices are up to the mark?)


Girl looking at her orange piggy bank


Top Secret: Your Little Habits create Big Savings


3 ways for steering runaway money horses back to stable -big ticket items


Money flying out in psychedelic form


Money Management and Lifestyle Maintenance


Finance teleclass invite from Karmic Ally Coaching


3 important actions you need to manage your money – our featured teleclass. Sign up for the replay by clicking the image above or on this link and pick up some more tips before you create a budget.


Final Words: This is just the tip of the iceberg on information and knowledge about money and finance and the posts were written with the intention of helping the reader make informed decisions and guidance to enable them to understand the areas where they do have control over their money.

Which post was your favorite? Tell me which tip was you really liked or how you benefited in the comments box below and please do share this post.

You never know who needs to read this information from within your circle.



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Meet your coach

I believe the world would be a better place if high achieving professionals accepted setbacks and challenges to their careers as Wake Up Calls to embark on a Journey where their empowered course correcting actions create a New World Order that encompasses achieving their career aspirations & potential with authentic life balance.

I work with driven, passionate, talented and ambitious professionals who’ve hit a speed breaker in their business or career create their desired breakthrough reclaiming control of their situation with customized strategies and tactics that deliver results.

When my clients first reach out to me, they are not in a very happy place, needing clarity about themselves, their desires, chosen vocation and what will give them peace of mind. They are drawn to me for the very reasons that I highlight in Who Is Karmic Ally Coaching.

Their professional problems are playing havoc with other areas of their life. They know they need to take radical steps to change the status quo but they also know they need support and accountability to get them their desired result.

I really get it, because I’ve experienced that dark night of the Soul. I know firsthand the outcome of getting lost in my work rationalizing decisions that were detrimental to other aspects of my life.

I’ve struggled with and won battles of stress management, corporate politics, life balance and career decisions to emerge in a place where I can confidently say that I live my desired life according to my personal Manifesto and have created a business that provides me with a platform for my desired lifestyle and self-expression for myself. I want that for you too!

I adhere to the Certified Coaches Alliance Code of Ethics and Standards. A copy is available on request.
1st place BCB 2012
Email: Vatsala(at)karmicallycoaching(dot)com Phone:91 9818517664
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