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Money matters: Are you really on top of your finance game?

 

Quote by T Harv Eker on financial thermostat karmic ally coaching

 

 

When I was a youngster, it was fashionable in my set of friends to be broke before the end of the month and then like a true group, we would pool in our resources and plan outings with minimal cost while we waited for our parents to shell out the next month’s pocket money.

It’s not unusual to look back at our carefree childhood days and remember the safety net that our parents provided. What we often forget is the money management lessons that they might have imparted too, including the scolding that preceded the negotiations and bargaining when one asked for extra dole outs.

My parents allowed me to ‘earn’ the extra cash by reading books from their amazing collection and providing them with book reviews. It is another thing that I developed a lifelong love for books and cannot imagine my life without my literary companions.

I’ve recounted the story in my blog post Negotiate to Win which is also a tribute to my late father who not only awoke a love for literature in me but made me understand the value of work as I earned my way to my first cassette recorder. It was also a lesson in financial literacy for me!

As an adult, I often wish I could do similar negotiations and tap into abundance but the truth is that one has to learn money management skills. I learned the income and saving part as a child. The expense side and figuring out how to balance a budget came soon enough when I entered the workforce.

One thing that I did learn early on is that how much we make is not as important as what we do with what we’ve got. In other words, getting the most out of our money is the key to proper money management.

April is Financial Literacy month and I’ll be focusing on areas of money and finance awareness. The objective of this blog series is to help you, no matter your stage of life, to start working towards achieving your financial goals. Some of your goals might require a certified money manager or an investment adviser to guide you. Those professionals will have a longer term view of your finances and the big picture and such decisions are outside the scope of this post.

Instead, we will look at your current stage of financial management skills to get you thinking about areas where you can help yourself manage your wallet.

 

Are you game for an honest financial practices self-assessment?

Everyone loves a good quiz and self-assessment. Let’s look at your financial practices.

 

Financial Literacy Self Assessment Karmic Ally Coaching

Financial Literacy Self-Assessment

 

Total your score: 0 points for each never; 1 point for each sometimes; 2 points for each always

 

How did your Money Management Score Go?

26 – 36 points suggests you are practicing good money management skills.

 

15 – 25 points suggests that you are doing well in some aspects of money management but can improve your money management skills – join me for my April teleclass.

 

0 – 14 points suggests that you need to improve your money management skills – join me for my money teleclass.

 

I  shared some more tips in my April 2016 teleclass on 3 important actions you need to manage your money. I invite you to sign up and listen to the replay. (Sign up for this free class below.)

So how did it go? Did you learn something new about yourself? Anything that you feel you can change this week? Do share in the comments box below! Remember to listen to the replay of my teleclass!

 

Finance teleclass invite from Karmic Ally Coaching

 

I want to get my money ducks in a row!

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You will also receive a fortnightly newsletter with useful tips and guidance for self-management. Be assured that I do not spam or share emails with others and you can always unsubscribe if my methods and techniques do not resonate with you (though I hope you will stay!)

 

 

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Meet your coach

I work with driven, passionate, talented and ambitious professionals who've hit a speed breaker in their business or career create their desired breakthrough reclaiming control of their situation with customized strategies and tactics that work.

Using a combination of intuition and analytical skills, I help my clients identify their real issues with exercises to still their mind and allow their inner feeling to emerge in a place of confidentiality and trust. 

When my clients first come to me, they are not in a very happy place and need clarity about themselves and their chosen vocation. Their professional problems are playing havoc with other areas of their life. They know they need to take radical steps to change the status quo but they also know that they need support and accountability to get them their desired result.

 

I really get it, because at one point, I also experienced getting lost in my work rationalizing decisions that were detrimental to the other aspects of my life. I’ve struggled with and won battles of stress management, life balance and career decisions to emerge in a place where I can confidently say that I live my desired life according to my personal Manifesto and have created a business that provides me with a platform for my desired lifestyle and self-expression for myself. I want that for you too!

 
I adhere to the Certified Coaches Alliance Code of Ethics and Standards. A copy is available on request.
1st place BCB 2012
Email: Vatsala(at)karmicallycoaching(dot)com Phone:91 9818517664
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