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Want solutions to the problems that keep you awake at night? That’s where Karmic Ally Coaching helps you create breakthroughs with customized radical and innovative solutions to issues that are keeping you stuck in a rut in the shortest time possible. Believe it or not, even high achievers hit roadblocks in their careers or on their journey to creating a business that expresses their Soul’s Vision and Purpose. Every transformation requires a willingness to accept change. Are you ready to embrace change? Find out with Karmic Ally Coaching's special quiz - Fearing Change or Confident to Win Challenges!

Money matters: Are you really on top of your finance game?


Quote by T Harv Eker on financial thermostat karmic ally coaching



When I was a youngster, it was fashionable in my set of friends to be broke before the end of the month and then like a true group, we would pool in our resources and plan outings with minimal cost while we waited for our parents to shell out the next month’s pocket money.

It’s not unusual to look back at our carefree childhood days and remember the safety net that our parents provided. What we often forget is the money management lessons that they might have imparted too, including the scolding that preceded the negotiations and bargaining when one asked for extra dole outs.

My parents allowed me to ‘earn’ the extra cash by reading books from their amazing collection and providing them with book reviews. It is another thing that I developed a lifelong love for books and cannot imagine my life without my literary companions.

I’ve recounted the story in my blog post Negotiate to Win which is also a tribute to my late father who not only awoke a love for literature in me but made me understand the value of work as I earned my way to my first cassette recorder. It was also a lesson in financial literacy for me!

As an adult, I often wish I could do similar negotiations and tap into abundance but the truth is that one has to learn money management skills. I learned the income and saving part as a child. The expense side and figuring out how to balance a budget came soon enough when I entered the workforce.

One thing that I did learn early on is that how much we make is not as important as what we do with what we’ve got. In other words, getting the most out of our money is the key to proper money management.

April is Financial Literacy month and I’ll be focusing on areas of money and finance awareness. The objective of this blog series is to help you, no matter your stage of life, to start working towards achieving your financial goals. Some of your goals might require a certified money manager or an investment adviser to guide you. Those professionals will have a longer term view of your finances and the big picture and such decisions are outside the scope of this post.

Instead, we will look at your current stage of financial management skills to get you thinking about areas where you can help yourself manage your wallet.


Are you game for an honest financial practices self-assessment?

Everyone loves a good quiz and self-assessment. Let’s look at your financial practices.


Financial Literacy Self Assessment Karmic Ally Coaching

Financial Literacy Self-Assessment


Total your score: 0 points for each never; 1 point for each sometimes; 2 points for each always


How did your Money Management Score Go?

26 – 36 points suggests you are practicing good money management skills.


15 – 25 points suggests that you are doing well in some aspects of money management but can improve your money management skills – join me for my April teleclass.


0 – 14 points suggests that you need to improve your money management skills – join me for my money teleclass.


I  shared some more tips in my April 2016 teleclass on 3 important actions you need to manage your money. I invite you to sign up and listen to the replay. (Sign up for this free class below.)

So how did it go? Did you learn something new about yourself? Anything that you feel you can change this week? Do share in the comments box below! Remember to listen to the replay of my teleclass!


Finance teleclass invite from Karmic Ally Coaching


I want to get my money ducks in a row!

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Meet your coach

I believe the world would be a better place if high achieving professionals accepted setbacks and challenges to their careers as Wake Up Calls to embark on a Journey where their empowered course correcting actions create a New World Order that encompasses achieving their career aspirations & potential with authentic life balance.

I work with driven, passionate, talented and ambitious professionals who’ve hit a speed breaker in their business or career create their desired breakthrough reclaiming control of their situation with customized strategies and tactics that deliver results.

When my clients first reach out to me, they are not in a very happy place, needing clarity about themselves, their desires, chosen vocation and what will give them peace of mind. They are drawn to me for the very reasons that I highlight in Who Is Karmic Ally Coaching.

Their professional problems are playing havoc with other areas of their life. They know they need to take radical steps to change the status quo but they also know they need support and accountability to get them their desired result.

I really get it, because I’ve experienced that dark night of the Soul. I know firsthand the outcome of getting lost in my work rationalizing decisions that were detrimental to other aspects of my life.

I’ve struggled with and won battles of stress management, corporate politics, life balance and career decisions to emerge in a place where I can confidently say that I live my desired life according to my personal Manifesto and have created a business that provides me with a platform for my desired lifestyle and self-expression for myself. I want that for you too!

I adhere to the Certified Coaches Alliance Code of Ethics and Standards. A copy is available on request.
1st place BCB 2012
Email: Vatsala(at)karmicallycoaching(dot)com Phone:91 9818517664
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